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Upgrade / Personal Loans

Upgrade / Personal Loans

Offer Details

  • Category : Debt and Credit Lead Gen Mobile
  • Lead ($) : $ 60.00
  • Last Updated : 04 Jul 2020
  • Countries : NA

Description

Personal loans made through Upgrade feature APRs of 6.98%-35.89%. All personal loans have a 1.5% to 6% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. For example, if you receive a $10,000 loan with a 36-month term and a 17.98% APR (which includes a 14.32% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $343.33. Over the life of the loan, your payments would total $12,359.97. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early.

User Flow/Conversion: Converts on Lead Gen (Must complete application)

Guidelines/Restrictions:Loan Amounts: $1,000-$5,000
APR: 6.98%-35.89% APR
Terms: 36 and 60 months
Minimum Credit Score: 600
States: all except Colorado, Iowa, Maryland, Vermont and West Virginia
Prohibited Uses: Education, Investing

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